Scott D. Owens has been paving the way in the four legal areas listed below in an effort to protect Florida consumers against the often unscrupulous tactics of debt collection companies and telemarketers.

If any of the areas referenced below are applicable to your situation, please

Contact Scott today at 1-877-DEBT FLA to enforce your consumer rights!

Unlicensed Debt Collectors

It should come as no surprise that there are hundreds, if not thousands, of unlicensed debt collectors conducting business within the State of Florida. These blatant law-breakers have illegally collected millions of dollars from unknowing consumers.

Florida Statute § 559.553(1) specifically and unequivocally states that after January 1, 1994, no person shall engage in business in this state as a consumer collection agency without first registering in accordance with Florida law, and thereafter maintaining a valid registration.

On behalf of Florida consumers, Attorney Owens has filed multiple class-action lawsuits seeking to recover this ill-gotten money.

If you believe you have been contacted by and/or have actually PAID an unlicensed debt collector, call Scott Owens right now to verify the license status of the collection agency.

Text Message Spam

If you have received unwanted text message advertisements on your cell phone, you may be entitled to recover monetary damages.

Some of the most common violators are, besides those behind the “junk cars” text message: restaurants, nightclubs, pizzerias, car dealerships, and delivery services.

Pursuant to the TCPA, you may be entitled to recover a minimum of $500 dollars per unlawful text message (sent by an auto-dialer), and in some cases, even more, such as those already enrolled in the National Do Not Call Registry (www.donotcall.gov).

Automated Calls For Someone Else's Debt

As the name of this area of law denotes, anyone who has received a pre-recorded or auto-dialed debt collection call on their cellular telephone (intended for someone other than themselves) is entitled to minimum statutory damages of $500 dollars per call pursuant to the Telephone Consumer Protection Act. It makes no difference if the allegedly indebted party is related to you. If you have received such calls on your cellular telephone, Scott Owens will aggressively litigate you claim against these unrepentant robocallers.

If you have received such calls on your cellular telephone, or even on your residential landline, ask Scott D. Owens to review your potential legal claim.

Continuing Robocalls (after you’ve told them to stop calling)

Even if you have provided your cell phone number to a bank or debt collector, you can always revoke consent. We advise that you do this in writing, however, this is not always necessary, particularly when you are not the intended recipient of the call or have no prior relationship with the caller. Pursuant to the TCPA, you may be entitled to recover a minimum of $500 dollars per unlawful call (sent by an auto-dialer), these damages may in some instances treble to $1500 dollars per call. Ask us about our past results!